KST
Home/Guides/education
education

Beginner's Guide to Stock Investing in 2026

Everything beginners need to know about stock investing in 2026. From opening an account to building a portfolio.

πŸ€– AI Analyst0 stocks analyzed⏱ 12 min readπŸ“… 2026-02-04

Your First Steps in Stock Investing

Step 1: Understand the Basics

  • **Stocks** = ownership shares in a company
  • **P/E Ratio** = Price / Earnings per share (lower = cheaper)
  • **Market Cap** = Total value of all shares
  • **Dividend** = Cash payments to shareholders
  • Step 2: Open a Brokerage Account

    **Korean Investors:**

  • ν‚€μ›€μ¦κΆŒ (lowest fees)
  • λ―Έλž˜μ—μ…‹μ¦κΆŒ (best for overseas stocks)
  • μ‚Όμ„±μ¦κΆŒ (premium service)
  • **International:**

  • Interactive Brokers (global access)
  • Fidelity (US market)
  • Schwab (US market)
  • Step 3: Start with Index Funds

    Don't pick individual stocks right away. Start with:

  • **KODEX 200** β€” Korean market index
  • **VOO** β€” S&P 500 index
  • **QQQ** β€” Nasdaq 100 index
  • Step 4: Learn Key Concepts

  • **Dollar Cost Averaging (DCA)** β€” Invest fixed amounts regularly
  • **Diversification** β€” Don't put all eggs in one basket
  • **Long-term thinking** β€” Markets go up over decades
  • **Emergency fund first** β€” 6 months expenses before investing
  • Step 5: Build Your Portfolio

    **Conservative (Age 50+):**

  • 60% Bonds/Fixed income
  • 30% Index funds
  • 10% Individual stocks
  • **Balanced (Age 30-50):**

  • 50% Index funds
  • 30% Growth stocks
  • 20% Bonds
  • **Aggressive (Age 20-30):**

  • 70% Growth stocks
  • 20% Index funds
  • 10% Speculative
  • Common Mistakes to Avoid

    1. ❌ Trying to time the market

    2. ❌ Investing money you need short-term

    3. ❌ Following social media stock tips blindly

    4. ❌ Not diversifying

    5. ❌ Panic selling during dips

    ⚠️ This information does not constitute investment advice. Investment decisions should be made at your own judgment.